The Serious Insurance Muscle Behind Our Vacation Rental Protection
Let’s be honest, in a crowded market full of travel startups and “trip protection” add-ons, it’s fair to wonder: Is this real insurance?
We get it. You’re trusting us with your bookings, your owners’ income, and your reputation. So here’s the truth.
We’re Powered by the Industry’s Strongest Insurance Carriers
We’re a licensed insurance and technology company, working directly with our carrier and reinsurance partners to protect vacation rental businesses at scale. We’re built on A-rated insurance carriers and global reinsurance partners, the same capital that powers major travel and hospitality protection programs around the world.
When we say “you’ll still get paid if a guest cancels,” it’s not marketing, it’s a regulated, capital-backed guarantee. When a guest cancels and your payout is triggered, the funds come from insurance reserves, not startup cash. We’re we operate in a highly regulated system and are built to pay, every single time.
That’s what makes Roam different from other refund tools or “credits” — it’s true vacation rental income protection backed by real insurers.
Built for This Industry — by People in this industry
Behind Roam is a experienced team that knows how to build and scale. Our leaders have launched major insurance programs, grown proptech platforms, and created vacation rental technology used by thousands of property managers around the world. They’re not figureheads, these are folks we rely on to help us shape how we design coverage, manage claims and build compliance frameworks that last.
With their guidance, Roam has been able to blend deep insurance expertise with hospitality-first empathy, because the best protection products are built by people who’ve actually lived the challenges of property managers and homeowners and who understand firsthand what trust, flexibility and a top tier guest experience require.
Most insurance companies look at vacation rentals from the outside, but we’re not “insurance bros” chasing the next shiny category. We’re hospitality insiders who teamed up with global insurance carriers and reinsurers to build protection programs that actually fit how this industry works.
Why Major Carriers Are Betting on Embedded Insurance
Embedded protection isn’t just a buzzword, it’s transforming the way insurance is delivered. Analysts project embedded insurance will grow from $13B to $70B by 2030, and vacation rental protection is one of the fastest-emerging segments in that shift.
Carriers and reinsurers are backing companies like Roam because they see the same opportunity we do: property managers need modern, automated coverage that meets travelers inside the booking experience, not through paperwork and phone calls.
Roam bridges that gap, turning risk into revenue and uncertainty into guaranteed income for property managers and owners.
Deep Vacation Rental Experience + Serious Insurance Capacity
That combination is what makes Roam different.
It’s how we’ve turned cancellation chaos into predictable income, and booking risk into a growth advantage for professional managers.
Because when you blend insider insight with global underwriting power, you don’t just build another product, you build the future of vacation rental protection.
Guaranteed income. Stronger owner relationships. More bookings.
👉 Learn more or request a demo at sasha@goroam.io